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Quick account setup for a trust facing debanking

Client:

Channel Island Trust

Asset Value:

High

Challenge: 

Urgent need for new accounts due to debanking by a major legacy bank

Background

A Channel Island trust company approached Interpolitan Money after being told that their trust was being debanked by a major legacy bank. The trust required immediate replacement accounts to continue managing its financial operations without interruption. 

Challenge

The trust needed two accounts: 


  • A holding deposit account to manage proceeds from a recent property sale. 

  • A repayment account to receive repayments for a significant loan issued to one of the beneficiaries. 


Given the complexity of the trust’s financial structure and the nature of the transactions, enhanced due diligence was required. 

Solution

Interpolitan Money swiftly conducted enhanced due diligence to ensure compliance while addressing the client's specific needs. Despite the complexity and urgency, we were able to open both accounts required by the trust in a timely manner. 

Outcome

By providing the necessary accounts, Interpolitan enabled the trust to seamlessly manage its property sale proceeds and beneficiary loan repayments. Our efficient onboarding process and expertise in complex financial structures ensured that the trust continued its operations without disruption, even after being debanked by its legacy bank. 

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